There are 2 types of car insurance plans available in India that you can choose from. The most basic and mandatory car insurance plan is third-party car insurance. This plan covers the policyholder only against liabilities arising out of vehicular or bodily damages caused to a third party.
Meanwhile, comprehensive car insurance is a more premium car insurance plan that provides enhanced protection by covering the policyholder against third-party liabilities as well as the damage suffered by the owner-driver's car.