FIRE: The policy will cover damage to the insured property which has resulted due to fire because of own fermentation, natural heating, or spontaneous combustion. The policy also covers damage caused because of forest fire and jungle fire as well.
Explosion or Implosion: Damage caused to the office premises due to an implosion, explosion or impact/collision with any external physical object is covered.
Natural Calamities: Coverage for physical loss to the insured property because of storm, earthquakes, volcanic eruptions, cyclone, tempest, flood, etc. or land slide and rock slide, is covered.
Terrorism: Damage to property due to strikes, riots, an act of terrorism and malicious intent is covered.
Theft: Theft reported within 7 days from the insured premises after the occurrence of any of the above mentioned points.
Other Coverages: Damage to property because of bursting/overflowing of water tanks, apparatus and pipes, due to leakage from automatic sprinkler installations.