Digit’s Shop Insurance policy will not offer coverages for the following
● Any deliberate, willful or intentional act by anyone is not covered
● Any consequential losses aren’t covered
● Mysterious disappearances and unexplained losses will not be covered.
● Additional valuables like curios, work of art or unset precious stones will not be covered.
● Machinery breakdowns that aren’t a result of a natural calamity, fire, explosion, implosion, etc. will not be covered.
● Losses caused due to war, or nuclear disaster will not be covered
Things to know about Shop Insurance
- What is ‘content’ in Shopkeeper’s Insurance: Contents in a Shopkeeper’s Insurance refers to the primary items in your shop. For example; if you run a clothing boutique, the contents here would refer to all the different garments you have present in your shop, for sale.
Benefits of Shop Insurance Plans
- Coverage Against Unforeseen Circumstances - Safeguard your shop against all unforeseen losses and damages such as fires, natural calamities and explosions, amongst others.
- Coverage Against Unexpected Losses - Unplanned expenses can give anyone financial trouble. To avoid such crunches and secure your earnings a shopkeeper’s insurance comes in handy.
- Peace of Mind - When you know you’re covered and protected for, you need not worry about your shop and its protection.